Getting stranded on a remote highway due to a flat tire, engine breakdown, dead battery, or empty fuel tank is a stressful experience. Roadside Assistance (RSA) is a highly valuable add-on cover for comprehensive motor insurance that provides round-the-clock emergency support, ensuring you are never left helpless on the road.
1. Services Included in RSA
RSA covers a wide range of emergency services. These include towing the vehicle to the nearest authorized workshop, jump-starting a dead battery, changing a flat tire using your spare, delivering emergency fuel (up to 5 liters), and retrieving keys locked inside the car. Some premium RSA add-ons also cover hotel accommodation or taxi support for passengers if the car cannot be repaired on the spot.
2. Impact on No Claim Bonus (NCB)
A key benefit of using Roadside Assistance services is that they do not constitute an official insurance claim. If your car breaks down, you call the RSA helpline for a tow or battery jump-start, your accumulated No Claim Bonus (NCB) discount remains entirely unaffected. It is a service benefit, not an insurance payout, making it highly cost-effective.
- check_circleRSA provides peace of mind for highway travelers, night drivers, and senior citizens.
- check_circleUsing RSA services does not impact your accumulated No Claim Bonus discount.
- check_circleCheck the distance limits in your policy, as standard towing coverage is usually capped at 50 km.
- check_circleSave the dedicated RSA emergency helpline number in your phone contacts.